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Moderate Leasing & Capital Services Limited (MLCSL) was incorporated on October 1st, 1990 as a public limited company under the Companies Act, 1956. Its primary objective is to provide financial services, including loans and advances.

Flexible Loan Plans
Consultancy Services

The Company is a Non Deposit Taking Non-Banking Financial Company (NBFC-ND), registered with Reserve Bank of India (RBI), Department of Non-Banking Supervision, Delhi Office vide registration no. 14.00693. We MLCSL actively engaged in the business since 1990 and we will endeavour to expand our presence and be further integrated to the needs of the locals in providing financial solutions The company was promoted by Shri. Umesh Kumar Modi, Chairman & President of Umesh Modi Group, Modinagar.

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Umesh Modi Group, one of the largest industrial conglomerate in India, has made its mark in the pharmaceuticals and cosmetics business. With 30 branch offices, 18 production units and over 10,500 skilled professionals, Umesh Modi Group is spread across India, Sri Lanka and Bangladesh. The group also has two R&D centres and collaboration with 15 multinational companies that gives it a distinction of having one of the largest numbers of foreign collaborations amongst leading business houses in India. Mr. Modi’s approach to business has been largely conservative yet courageous.

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Our Working Strategies

# Diversification of Financial Products and Services

One key working strategy for MLCSL could be to diversify its financial products and services. By expanding beyond loans and advances, MLCSL can offer a broader range of financial solutions to its customers. This could include introducing new products such as insurance, wealth management, leasing, and investment advisory services. Diversification would not only attract a larger customer base but also enable MLCSL to become a one-stop financial solution provider, catering to various financial needs of individuals and businesses.

# Embracing Digital Transformation

MLCSL can adopt digital technologies to enhance its operational efficiency, customer experience, and reach. This can involve developing a robust online platform and mobile applications that allow customers to access and manage their accounts, apply for loans, make payments, and obtain financial advice conveniently. Furthermore, MLCSL can leverage data analytics and artificial intelligence to gain insights into customer preferences and behavior, enabling personalized offerings and targeted marketing campaigns.

# Strengthening Risk Management Practices

As an NBFC, MLCSL should prioritize strengthening its risk management practices to ensure the stability and sustainability of its operations. This can involve implementing robust credit assessment and underwriting processes to effectively evaluate borrowers' creditworthiness and minimize the risk of default. MLCSL should also maintain a well-diversified loan portfolio across different sectors. Additionally, establishing effective risk monitoring and early warning systems, along with regular internal audits and compliance checks, will help identify and address potential risks proactively.

Our Vision

Our Mission

Vision - We strive to cater to the diverse needs of both corporate entities and individuals by offering trusted and tailored financial solutions. Our commitment to professionalism, innovation, and integrity enables us to establish and maintain trust with our clients. We aim to assist our clients in achieving their business objectives by providing top-notch consulting services in various areas such as legal, industrial, business management, finance, cost control, recruitment, inventory management, and import/export. Our expertise extends to both technical and non-technical fields, ensuring comprehensive support and guidance to meet the unique requirements of our clients. With a focus on innovation and excellence, we are dedicated to delivering optimal solutions to address our clients' financial and operational challenges.

Mission - Our primary objective is to offer a wide range of financial products that cater to the evolving needs of our clients, thereby establishing ourselves as one of the prominent NBFC companies. We strive to assist our clients in achieving remarkable and sustainable enhancements in their performance. Our dedicated team of professionals provides top-notch consulting services, enabling us to create a strong foundation for great organizations. By combining our expertise and client-centered approach, we aim to deliver distinctive solutions that yield long-term value. Our ultimate goal is to become a leading name in the industry, providing comprehensive financial solutions to meet the diverse requirements of our valued clients.

Board of Directors and Key Managerial Personnels (KMP’s)

Team
Mr. Sanjay Kumar Garg
Independent Director
Mr. Sanjay Kumar Garg

Independent Director

Mr. Sanjay Kumar Garg is a fellow member of Institute of Chartered Accountants of India and fellow member of Institute of Company Secretaries of India

Team
Mr. Jagan Nath Khurana
Independent Director
Mr. Jagan Nath Khurana

Independent Director

Shri Jagan Nath Khurana, a Fellow Member of the Institute of Chartered Accountants of India, has a remarkable career graph, with a rich experience of

Team
Mr. Rajendra Kumar Dadu
Non-executive Director
Mr. Rajendra Kumar Dadu

Non-executive Director

Shri Rajendra Kumar Dadu, a commerce graduate and Fellow Member of the Institute of Chartered Accountants of India, boasts 50+ years of expertise.

Team
Mr. Rajendra Kumar Tayal
Non-executive Director
Mr. Rajendra Kumar Tayal

Non-executive Director

Mr. R.K. Tayal, a commerce graduate with over 50 years of finance expertise in the corporate world.

Team
Mr. Mangat Rai Gupta
Chief Executive Officer
Mr. Mangat Rai Gupta

Chief Executive Officer

Shri Mangat Rai Gupta, a Commerce Graduate and Fellow Member of the Institute of Chartered Accountants of India, boasts 47+ years' experience.

Team
Mr. Ashish Gupta
Chief Financial Officer
Mr. Ashish Gupta

Chief Financial Officer

Shri Ashish Gupta, a Commerce Post Grad and Fellow CA, boasts over 6 years in accounting.

Team
Mr. Ashutosh Sharma
Company Secretary
Mr. Ashutosh Sharma

Company Secretary

Shri Ashutosh Sharma, a Commerce Post Grad and Fellow of the Institute of Company Secretaries, has 5+ years of experience in corporate law compliance.

Moderate Leasing & Capital Services Limited

"Building a stronger future together, one financial solution at a time"

Address

401 and 415, Modi Tower, 98 Nehru Place, New Delhi-110019

011-42504960

finance@mlcsl.com

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